EVERYTHING
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ABOUT BOOM

Boom is the world's first Web4 financial superapp — a sovereign-backed platform that merges a digital wallet, global marketplace, payments, social networking, and encrypted messaging into one app. It enables anyone with a smartphone to buy, sell, send and receive money online without a bank account.

Available across 64 countries in 20+ languages, Boom serves two populations at once: the 2+ billion adults structurally excluded from digital finance, and banked users who want a safer, faster, lower-cost alternative.

Boom was built to solve three simultaneous and compounding crises in global finance:

1 — Financial exclusion: Over 2 billion adults hold $33 trillion in offline cash across 100 currencies but cannot participate in digital commerce because every major platform requires a bank account or card. Boom removes that barrier permanently.

2 — Banking fragility: The world's banking system holds $208 trillion in assets, yet only 1.21% is insured against failure. In the age of AI-driven cyber warfare, centralised banking is a single catastrophic point of failure for global civilisation. Boom was built so that when banking fails, it changes nothing for the billions who depend on us.

3 — The Web4 era: AI agents are becoming autonomous economic participants — capable of discovering, negotiating and purchasing on behalf of humans without approval at every step. Boom is the world's first marketplace purpose-built to receive them.

Boom launched commercially in 2023 and has grown entirely organically — zero marketing spend — to 40,000+ KYC-verified users and merchants in 71 cities across 64 countries on every continent.

The Web4 marketplace global public launch is planned for Summer 2026, expanding to 180 countries with 180 sovereign-backed stablecoins and the world's first autonomous Agent Commerce API.

Anyone can open a Boom wallet in under 60 seconds using just a smartphone — no bank account, no credit history, no address proof required. Fund your wallet with physical cash, crypto, or a card where available, and immediately transact globally.

Settlements happen peer-to-peer in under 3 seconds via Boomcoin sovereign-backed stablecoins — one stablecoin for each world currency, each pegged 1:1 to its respective government bond. Your buyer pays in their currency; you receive in yours.

The platform includes: Wallet (hold, earn, spend) · Marketplace (buy and sell globally) · BoomPay (merchant checkout) · Boom Hose (community) · Boom Talks (E2E encrypted messaging with built-in payments).

No. Boom Technologies Ltd is a blockchain-based payment and settlement company, not a bank, and is not subject to banking prudential regulation. Unlike a bank, Boom never lends your money, never leverages it, and never commingles it with corporate assets. Every penny is backed 1:1 by sovereign government bonds held in ring-fenced custodial accounts.

Web4 is the next era of the internet — where AI agents transact autonomously on behalf of humans at machine speed, without requiring human approval at every step.

• Boom Wallet — Permissionless, sovereign-bond backed, open in 60 seconds.
• Boom netBank — Optional IBAN + debit card for bank-compatible features.
• Boom Marketplace — Buy and sell all goods and services across 180+ countries.
• BoomPay — Merchant payment gateway: <3s settlement, zero chargebacks, 0.99% fee.
• Boom Talks — End-to-end encrypted messaging with built-in payments.
• Boom Hose — Community building and social networking.
• Boomcoin (BMC) — Settlement and treasury asset; 100% of platform fees directed to buybacks.
• Boom Blockchain — Sovereign-grade Layer 1 blockchain built for global commerce.
• Web4 Agent API — Autonomous AI agent commerce (launching Summer 2026).
• PhotonAI — Africa's sovereign AI infrastructure, settled in BMC.
• Boom Node Constellations (LEO) — Node infrastructure in Low Earth Orbit for satellite-grade resilience.

Banks, card networks, fintechs, telco money, stablecoins, and P2P apps each carved out a slice of commerce. Every one of them left critical gaps. Boom fills every gap, simultaneously, for everyone.

Stripe, Visa, Mastercard, SWIFT, and correspondent banks are the toll roads of commerce. Like every toll road in history, they will be bypassed — not by force, but by a better route.

No. Boom was specifically built for people without bank accounts. Open a Boom wallet in under 60 seconds with just your smartphone, fund it with physical cash, and immediately buy, sell, and send money anywhere in the world. No bank branch. No credit check. No waiting.

• Download the Boom app on iOS or Android, or use boom.market on the web
• Complete a quick KYC identity verification — your phone is all you need, takes under 60 seconds
• Fund your wallet with cash, crypto, or card where available
• Start transacting globally, instantly

Yes. Your Boom wallet balance is backed 1:1 by sovereign government bonds, which earn interest. That yield flows directly to you — it is not retained by Boom. Your money works for you even while it sits in your wallet, unlike a bank deposit that earns near-zero while the bank profits from lending it out.

No daily or monthly limits. Unlike banks that impose caps on withdrawals and transfers, Boom imposes none. No one can ask you why you want to use your own money, or stop you from using it. Your money is yours, unconditionally.

No. Your Boom wallet is controlled entirely and exclusively by you. No bank, government, court, or institution can freeze your Boom wallet. This is not a marketing claim — it is a fundamental architectural principle of the platform. Financial sovereignty is not a feature. It is the foundation.

International transfers settle in under 3 seconds, any time, any day. No bank business hours. No SWIFT delays. No T+2 waiting. No correspondent bank charges. You send — they receive. Instantly.

Boom supports 180 sovereign-backed stablecoins — one for each major world currency, each pegged 1:1 and fully collateralised by government bonds. You transact in your local currency. The recipient receives in theirs. Boom handles the conversion in under 3 seconds, with no hidden FX spread.

The Boom netBank is an optional subscription add-on that gives you your own IBAN and a debit card that works anywhere worldwide — while keeping your sovereign-backed Boom wallet completely separate and protected from any lending or leverage. Your salary and invoices arrive via your IBAN. Capital you want kept fully safe sits in your Boom wallet — backed by sovereign bonds, never lent, never leveraged. It is prohibited by e-money law, not just policy.

Opening a Boom wallet is free. Boom charges 0.99% per transaction — far below the 1.5–3.5% charged by Visa and Mastercard, and a fraction of the 3–6% wire transfer fees typical of international bank transfers. No hidden fees. No monthly account charges.

Yes — international remittance is one of Boom's core use cases. Send from your Boom wallet; your family receives in their wallet in their local currency, in under 3 seconds, 24/7. No bank required on either end. No SWIFT. No wire fees. No 3–5 business day delays.

Yes. The Boom Marketplace connects buyers and sellers across 180+ countries. Shop for physical goods, digital products, luxury items, B2B services, secondhand and handmade — all settled in under 3 seconds. You pay in your local currency; the merchant receives in theirs.

Yes. Boom includes access to tokenised equities, sovereign bonds, commodities and currency pairs — all within the same wallet and identity layer used for everyday commerce. For the first time, a market trader and a local merchant share the same financial infrastructure.

Yes. Spend Bitcoin, Ethereum, stablecoins, and BMC directly on real goods and services across the Boom Marketplace — no exchange required, no bank transfer, no waiting. Boom is the first marketplace where digital asset holders can off-ramp seamlessly into everyday commerce at point of purchase.

BoomPay is Boom's merchant payment gateway — enabling any business to accept payments from 2.2 billion previously unreachable cash-first customers worldwide. Settlement takes under 3 seconds, with zero chargebacks and zero fraud risk. One integration. Your next two billion customers.

Customer pays in their local currency → BoomPay routes via Boomcoin sovereign-backed stablecoins → you receive in your currency. End-to-end in under 3 seconds. Cryptographically confirmed. Irreversible. Guaranteed.

Native plugins for all major platforms, live in minutes: Shopify · WooCommerce · Magento · BigCommerce · Wix · Squarespace · PrestaShop · OpenCart · Ecwid

Also works alongside Adyen, PayPal, Klarna, M-Pesa, Paytm, AliPay, WeChatPay, BitPay, Worldpay, and Amazon Pay. Full API at github.com/BoomDotMarket/BoomPay.

BoomPay is not a card-based system. Every buyer is KYC-verified, and transactions are irreversible by design — like cash, but instant and global. Once a payment is cryptographically confirmed, it cannot be disputed or reversed. Payment received means payment guaranteed, permanently.

Over 2.2 billion adults worldwide are cash-first and unbanked. Every major e-commerce platform requires a bank account or card to complete checkout. For 2.2 billion people, that is a hard wall they cannot cross.

These are not people without purchasing power. They collectively hold $33 trillion in offline cash across 100 currencies. BoomPay brings them online for the first time — your products become accessible to the world's largest untapped economic population, overnight.

Boom is onboarding 100 global merchants and brands to launch with the Web4 marketplace in Summer 2026. Only 100 slots. Current pipeline: Louis Vuitton Moët Hennessy, Sephora (LVMH), PSG.

• Category exclusivity — the definitive brand in your vertical before competitors can join
• Agent-ready storefront — AI agents can discover and autonomously purchase from you
• 2B+ customer access — immediate exposure to Boom's global cash-first user base
• Zero middlemen — no card networks, no processors between you and your revenue
• Permanent founding merchant recognition and co-marketing across the global launch
• Early BMC access ahead of the Nasdaq Boomcoin DAT listing

In Web4, AI agents act on behalf of human buyers — browsing, comparing, negotiating and purchasing without human approval at every step. An agent-ready storefront means your products are directly discoverable and purchasable by autonomous AI agents, opening a new commerce channel that no other marketplace supports. Your products sell at machine speed, 24/7, without any additional work on your part.

Boom charges 0.99% per transaction — significantly below the 1.5–3.5% charged by Visa and Mastercard, and a fraction of the 3–6% wire fees for international transfers. No card network. No payment processor. No toll roads.

Boom converts and repatriates earnings from any of 64 countries to your home currency instantly, in under 3 seconds — no bank approval, no FX desk, no clearing window, no correspondent bank fees. Your earnings reach you in your currency, whenever you want.

Boom has built the world's first complete network of tokenised national currencies — over 100 sovereign-backed stablecoins, each pegged 1:1 and fully collateralised at all times. Cross-border trades settle in under 3 seconds in local currencies, with no FX risk window, no correspondent banks, and no trade finance overhead.

Boom converts and repatriates earnings from any of 64 countries to your home currency instantly, in under 3 seconds. No bank approval. No FX desk. No clearing window. No correspondent bank fees. Boom's individual settlement architecture means repatriation does not place pressure on sovereign FX reserves or trigger capital controls — a significant advantage in emerging-market operations.

Every transaction is subject to mandatory KYC and KYB checks plus continuous transaction monitoring. Boom's AML framework is aligned with FATF standards, with Travel Rule compliance built in at the protocol layer. Your corporate legal team inherits Boom's compliance framework automatically — KYB on every counterparty, every transaction, without additional overhead.

Boom Technologies (Mauritius) Ltd is applying for an EMI licence from the Bank of Mauritius and a VASP licence from the FSC (VAITOS Act 2021). Boom previously delivered a CBDC retail framework for the BIS and Bank of England in 2023.

24/7/365 — including weekends, public holidays, and bank closures anywhere in the world. Your treasury never sleeps. Payments never queue. Settlement never waits for Monday morning.

Yes. Boom is designed as a direct replacement for SWIFT-based cross-border infrastructure. It eliminates correspondent banks, removes T+2 delays, eliminates FX exposure windows, and reduces transaction costs from 3–6% to 0.99%. Corporate treasury teams can access Boom directly via the API or via B2B white-label settlement rails.

Currently live in 64 countries with 100+ tokenised currencies. The global public launch in Summer 2026 expands to 180 countries and 180 sovereign-backed stablecoins.

Native one-click plugins for Shopify, WooCommerce, Magento, BigCommerce, Wix, Squarespace, PrestaShop, OpenCart, and Ecwid at boom.market/boom-pay. Live in minutes, no custom development required.

Full open-source API on GitHub at github.com/BoomDotMarket/BoomPay.

The Boom Agent API allows AI agents to discover, browse, negotiate and complete purchases on the Boom Marketplace autonomously — peer-to-agent and agent-to-agent, at machine speed, without human approval at every step. It is the world's first API built natively for autonomous commerce. Launching Summer 2026.

Yes. Boom's B2B white-label settlement rails are available to banks, fintechs, telcos, and payment processors. Financial institutions can leverage Boom's on-chain KYC infrastructure and credit scores to offer loans, mortgages, and insurance to billions of previously credit-invisible customers.

Every Boom transaction is KYC-traceable from the genesis block, building a verifiable, tamper-proof transaction history per user. This creates the world's first on-chain credit scores for billions of people with no formal credit history — enabling banks, microfinance institutions, and insurers to offer products to a customer segment that was previously invisible to them.

Contact the Boom team directly at boom.market to discuss technology partnership, API integration, white-label deployment, or developer collaboration. Boom welcomes partners across e-commerce, fintech, blockchain infrastructure, AI, and emerging-market connectivity.

Boom addresses three compounding markets simultaneously — an approach no competitor has attempted:

• The unbanked economy: 2B+ people · $33T offline cash · 100 currencies — the world's largest untapped economic population
• The banked economy: $208T annual GMV, now directly addressable via the optional Boom netBank IBAN + card
• Web4 agent commerce: An entirely new category of autonomous machine-speed commerce with no existing market ceiling

Amazon, WeChat, and Visa each solved one of these. Boom is the only platform purpose-built to solve all three simultaneously, for everyone, globally.

Boom was valued at $2.5 billion by Dealroom in November 2024. Three independent valuation methodologies each imply a present-day value of $15–33 billion, a 6–13× step-up:

Boom owns its entire technology stack — 12+ million lines of proprietary code covering commerce, payments, messaging, AI agent infrastructure, and KYC rails.

Illustrative frameworks only. A formal opinion should be obtained from a qualified investment bank before communicating any valuation to investors.

Boom has raised $133 million in initial investment. A $173 million institutional round opened in February 2026 following Boom's appearance on the Nasdaq Tower in Times Square, New York.

• Commerce-anchored demand: 100% of all Boom platform fees are continuously directed to BMC buybacks — tying demand to real transaction volume, not speculation
• KYC-traceable from genesis: Every unit of BMC is traceable to its original owner back to the genesis block — the first digital asset built for full regulatory compliance from day one
• Dual buyback flywheel: Two simultaneous, independent engines continuously buy BMC

Engine 1 — Boomcoin DAT (Nasdaq): The Boomcoin Digital Asset Treasury Company lists on Nasdaq and raises equity and debt capital to acquire BMC — identical to MicroStrategy's model for Bitcoin.

Engine 2 — Boom Technologies: 100% of all platform fee revenue is directed to continuous BMC buybacks, with no share issuance and no debt. As GMV grows: more transactions → more fees → more buybacks → rising BMC demand.

Unlike MicroStrategy, which dilutes shareholders to buy Bitcoin, Boom's commerce platform buys BMC organically from transaction revenue. Rising BMC price → rising DAT NAV → rising platform value: all reinforcing simultaneously.

BMC has a fixed total supply of 2,000,000,000 BMC — fully pre-mined. No inflation. No discretionary minting.

The Boomcoin DAT is a Nasdaq-listed corporate entity that acquires and holds BMC — enabling pension funds, sovereign wealth funds, institutional investors, and ETF structures to gain regulated, liquid exposure to BMC without the complexity of digital asset custody. The Nasdaq listing is planned for Q4 2026. BMC would become the first KYC-traceable digital asset on a major public exchange, anchored by real commerce revenue and a dual buyback flywheel.

Boom has grown to 40,000+ KYC-verified users and merchants in 71 cities across 64 countries — all organic, zero marketing. The platform runs in 20+ languages including 15 African languages. It owns 12+ million lines of proprietary code — the world's most integrated commerce, payments, messaging, and AI agent platform. Delivered a CBDC retail framework for the BIS and Bank of England (2023). Merchant pipeline includes Louis Vuitton Moët Hennessy, Sephora (LVMH), and PSG.

Every penny in your Boom wallet is backed 1:1 by a sovereign government bond — the world's most creditworthy asset class. Boom never lends your money, never leverages it, and never rehypothecates it. Customer funds are held in custodial accounts ring-fenced from Boom's corporate assets and creditors. Your $100 today is your $100 tomorrow. Forever.

Sovereign bonds are legally binding commitments by national governments to repay principal plus interest — US Treasury Bills, UK Gilts, and German Bunds are examples. No major sovereign bond issued in domestic currency has ever defaulted. Every central bank in the world uses them as reserve assets. The interest those bonds earn flows directly to you as yield on your balance — not retained by Boom.

Boom Technologies Ltd is registered in England & Wales. Boom Technologies (Mauritius) Ltd is applying for an EMI licence from the Bank of Mauritius and a VASP licence from the FSC (VAITOS Act 2021). Boom previously operated within the BIS/Bank of England regulatory sandbox and delivered a CBDC retail framework for them in 2023. Licence applications are in progress; none has yet been granted.

Yes. Every Boom transaction is subject to mandatory KYC and/or KYB verification, plus continuous transaction monitoring. Boom's AML framework is aligned with FATF standards, with Travel Rule compliance built in at the protocol layer. Boomcoin (BMC) is the first digital asset where every unit is KYC-traceable back to the genesis block — built for regulators from day one, not retrofitted.

According to the FDIC, only 1.21% of the world's $208 trillion in banking assets are insured against bank failure. The remaining 98.79% depends entirely on the assumption that centralised institutions will never fall.

Every bank runs on software. Every piece of software carries flaws hidden so deep that even its authors never knew they existed. Frontier AI can now find them at scale. In April 2026, the US Treasury Secretary convened every major US bank CEO in response to the discovery of thousands of zero-day vulnerabilities hidden inside the major operating systems underpinning global finance. We have entered the age of machine-to-machine warfare, where attack and counter-attack play out at speeds no human team will ever match.

Boom holds zero client funds in banks, makes no loans, and carries no leverage. 100% of your balance is backed by sovereign government bonds, ring-fenced from Boom's corporate assets. The 98.79% risk is specifically what Boom was designed to eliminate for its users.

Customer balances are held in custodial accounts ring-fenced from Boom's corporate assets and creditors. Your funds are not deposited, lent, or commingled with any bank or financial institution. If Boom were to cease operating, your sovereign-bond-backed balance would be protected and separate from Boom's corporate estate.

Boom was built specifically for this scenario. Unlike banks, Boom holds no leverage, makes no loans, and has no single point of failure. Its decentralised infrastructure is designed to continue operating even if traditional banking systems fail — terrestrially and, via its planned Low Earth Orbit node constellation, extra-terrestrially.

The platform was built on the principle that "when that day comes, it changes nothing for the people who depend on us." This is not a marketing statement. It is a design requirement that has shaped every architectural decision Boom has made since day one.