About Boom
Boom is not a better bank. It is the infrastructure that makes banks unnecessary — for 8 billion people, built on sovereign bonds, and controlled entirely by its users.
Why We Built Boom
Over 2 billion adults worldwide live and transact entirely outside the banking system. They hold and circulate $33 trillion in offline cash across 100 currencies that cannot interface with digital commerce.
This is not a population without purchasing power. It is a population structurally excluded by an infrastructure built for someone else. They cannot buy online, sell internationally, or receive payment from outside their immediate geography.
The world's banking system holds $208 trillion in assets. Only 1.21% of those assets are insured against bank failure. The remaining 98.79% depends entirely on the assumption that centralised institutions will never fall simultaneously.
That assumption has been broken repeatedly throughout financial history. Boom was built so that when banking fails, it changes nothing for the billions who depend on us.
The Web4 Era
Commerce has always evolved toward greater speed, lower friction, and less intermediation. Boom is the financial infrastructure that makes the next era possible.
Era One
Static pages. Read-only web. Commerce moves online but still requires physical infrastructure.
Era Two
Social platforms, e-commerce, digital payments. Control handed to platforms and banks.
Era Three
Crypto and blockchain enable true digital ownership. But complexity limits reach.
Era Four — Now
AI agents transact on behalf of humans. P2P commerce at machine speed. Boom is the payment rail for this era.
What We Built
The Wallet
A Boom wallet can be opened by anyone, anywhere, in 60 seconds. No bank account. No credit history. Every balance 100% backed by sovereign bonds and controlled exclusively by the holder.
The Network
Account-to-account settlement in under 3 seconds across 64 countries and 100+ currency pairs. No SWIFT. No correspondent banks. No T+2 clearing. Money moves at the speed technology makes possible.
Boomcoin
Boomcoin is the settlement engine — sovereign-backed stablecoins for every major world currency, each pegged 1:1 and fully collateralised. Any-to-any currency in under 3 seconds.
Whether you are an individual, a merchant, or a corporate treasury — Boom works for you.