Addressable Buyers
2.2BN
Cash-transacting adults outside the banking system
Offline Cash Economy
$33T
Circulating annually. Cannot be spent online. Until now.
Settlement Speed
Instant
In your currency. No card networks. No delays.
Currencies Supported
180
Customers pay local. You receive in EUR, USD, or GBP.
BoomPay — 2026  |  Strictly Confidential
BoomPay — The Global Cash Economy, Online

They admire
your brand.
They cannot
buy from you.
Until now.

2.2 billion adults transact with $33 trillion in cash every year — outside the global banking system. That money cannot be spent online. BoomPay changes that: converting physical cash into confirmed digital payments, settling instantly to your merchant account, in your currency.

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The opportunity
www.boom.market
2.2Bn Adults Outside Banking ◆ $33Tn Offline Cash ◆ 100+ Currencies ◆ Instant Merchant Settlement ◆ 180 Sovereign Currencies ◆ Zero Chargebacks ◆ 60+ Countries Live ◆ Full KYC · KYB · Compliance ◆ 2.2Bn Adults Outside Banking ◆ $33Tn Offline Cash ◆ 100+ Currencies ◆ Instant Merchant Settlement ◆ 180 Sovereign Currencies ◆ Zero Chargebacks ◆ 60+ Countries Live ◆ Full KYC · KYB · Compliance ◆
The Product

One app. Every transaction.
Available in 20 languages.

Marketplace
Boom Marketplace
Buy & Sell Online
Without Banking
Wallet
Boom Wallet
Pay & Get Paid Instantly
Hose
Boom Hose
Community Building
Talks
Boom Talks
Communicate Securely

2.2BN Adults Outside Banking

Transacting $33 trillion in cash annually across 100+ currencies. Unable to complete an international online checkout.

100+ Currencies in Circulation

Customers pay in their local currency. You receive settlement in EUR, USD, or GBP — no FX risk, no delays.

60+ Countries on the Network

Africa. Middle East. South Asia. Latin America. Where luxury demand is growing and payment infrastructure has not kept pace.

£66BN Potential Incremental Revenue

At 1% conversion of 2.2BN cash-first consumers at an avg. order of £3,000. A fraction of the addressable demand.

The Market You Cannot Currently Reach

Millions already know your brand.
The checkout stops them.

Across emerging markets and diaspora communities, a growing class of consumers values craftsmanship, heritage, and exclusivity. They discover premium brands online. They cannot complete the transaction. No internationally accepted card. No banking infrastructure to support a cross-border checkout.

The result: they buy through informal channels, travel retail, or grey-market intermediaries. The brand loses the client, the margin, and the relationship.

BoomPay captures this demand directly — online, at full price, with instant settlement to your account.

2.2 billion adults are outside the banking system. $33 trillion circulates in offline cash across 100+ currencies every year. Most cannot complete an international online checkout.

The barrier is not aspiration. The barrier is infrastructure.

BoomPay removes the barrier — converting physical cash into digital purchasing power, processing payment instantly, routing confirmed settlement directly to the merchant. The premium experience remains intact throughout.


How BoomPay Works

Cash in hand to confirmed order.
Four steps.

01
Customer Deposits Cash

The customer deposits local currency into their Boom Wallet via a nearby Boom hATM or partner location. No bank account required. Cash becomes secure digital purchasing power, instantly.

02
They Shop Your Store

The customer browses and selects their purchase directly on your website. At checkout, they select BoomPay. The experience remains fully premium — your brand, your environment.

03
Instant Settlement

BoomPay processes the payment instantly and securely. No card networks. No correspondent banks. No chargebacks. Full KYC, KYB, and transaction monitoring built in.

04
Revenue in Your Currency

Confirmed payment settles to your merchant account immediately — in EUR, USD, or GBP. Intact. Complete. The client has been served. Nothing lost in transit.

BoomPay Scan to Pay
BPay
The Checkout Experience

Cash converted.
QR scanned. Done.

No card. No bank account. No friction. The customer opens BoomPay, shows their QR code at the point of checkout — online or in-store — and the payment clears instantly. The merchant receives confirmed settlement in their currency before the customer walks out the door.

  • Instant QR Checkout

    The buyer generates a payment QR from their Boom Wallet. The merchant scans it. Settlement is immediate — no waiting, no clearing, no risk.

  • 🌍
    Works Across 180 Currencies

    The buyer pays in local currency. The QR encodes the conversion. The merchant receives in EUR, USD, or GBP — automatically, with no FX exposure.

  • 🔒
    Fully KYC-Verified

    Every scan is tied to a verified Boom identity. Full compliance built in. No anonymous transactions, no chargebacks, no reversals.


What This Unlocks
01
🌍
New Market Access

Sell directly to clients in Africa, South Asia, the Middle East, and Latin America — markets where cash dominates and where demand for premium goods is expanding rapidly.

02
📈
Higher Conversion

Customers who previously abandoned checkout — no card accepted, no banking pathway — can now complete the purchase. Lost demand becomes direct revenue, at full price.

03
💷
D2C Revenue Recovery

Capture revenue currently flowing through resellers, travellers, and grey-market imports. The relationship, the margin, and the client data — returned to the brand.

04
Instant Settlement

Payments settle instantly and are repatriated in your preferred currency — no FX risk, no clearing windows. Full visibility and control of global revenue flows.

05
🔒
Secure & Compliant

Full KYC, KYB, and transaction monitoring on every payment. International compliance standards built in. Infrastructure delivered at BIS and Bank of England grade.

06
Seamless Experience

BoomPay integrates with your existing e-commerce environment. Your team does not rebuild. Your customer experience does not change. The premium moment remains intact.

Revenue Impact

A fraction of the market.
A material new revenue channel.

Luxury demand is expanding globally. Payment infrastructure is the limiting factor — not desire. BoomPay removes the limiting factor.

The scenario assumes 1% conversion of the 2.2 billion cash-first consumer base at an average order value typical of premium tailoring or ready-to-wear. The result represents a major new direct revenue channel — without a single additional marketing dollar required.

Illustrative figures. Actual results will vary by brand, category, and market activation.

Illustrative 3-yr Revenue Model — BoomPay
Cash-first consumer base 2.2BN
Conversion assumption 1%
Potential new customers 22M
Average order value £3,000
Total Spend £66BN

One percent. The addressable market is 2.2 billion people.

"

What was once lost demand
becomes direct revenue.

BoomPay — Turning Admiration into Commerce

A Real Client Journey

Lagos. Nairobi. Abidjan. Cape Town.
The same story. A different ending.

Without BoomPay — Lagos · Nairobi · Abidjan · Cape Town
Before
  • Client discovers the brand online — admires the craftsmanship and heritage
  • Proceeds to checkout — no internationally accepted card available
  • Checkout fails. The purchase never happens.
  • Client buys through a reseller or travel retail at a premium — no direct brand relationship
  • Brand loses the client, the margin, and the data
With BoomPay — Same Client. Same City.
After
  • Client deposits cash into their Boom Wallet at a nearby hATM or partner location
  • Shops directly on the brand's website — fully premium experience, 20+ languages
  • Selects BoomPay at checkout — payment processes instantly and securely
  • Brand receives confirmed settlement in preferred currency — immediately
  • Client receives authentic product. Brand owns the relationship, the margin, the future.
The Next Frontier — Agentic Commerce

AI can think. AI can browse.
Now AI can BPay.

The checkout problem doesn't only affect cash-first consumers. A new class of buyer has arrived — one that never touches a keyboard. Autonomous AI agents are transacting today. The infrastructure to let them pay has not existed. Until now.

PROBLEM
The Gap in Agentic Commerce
01
Payment rails built for humans

2FA. CAPTCHA. Card forms. Every checkout flow assumes a person at the screen. AI agents hit a wall — every time.

02
No programmable money

There is no API for spending. Card networks and banks cannot be called at runtime. Autonomous commerce has no rails.

03
Settlement latency kills micro-payments

T+2 clearing. Sub-cent transactions are economically impossible on existing infrastructure — breaking per-call AI commerce.

04
Human in the loop — always

Even the most capable AI agent stops cold at a payment screen. The loop is broken. Commerce is incomplete.

SOLUTION
Boomcoin Closes the Loop
AI Thinks
Reasons about task
AI Browses
Finds & decides
AI Orders
Selects the item
BPay
Boomcoin settles
Done
No human needed
I
Instant settlement

Transactions confirm in milliseconds. Agents don't wait — and neither does your revenue.

II 🔑
Programmable spend

Pre-authorised spend envelopes. Cryptographic rules. Agents spend exactly what they're permitted — nothing more.

III
No checkout, no friction

A single API call. A cryptographic signature. Commerce at machine speed — with your brand untouched at every step.

$4T Projected agentic commerce by 2030

Autonomous agents will control a significant share of global purchasing decisions within this decade.

0 Existing rails built for AI agents

Every payment network on earth was designed for a human at the terminal. The gap is total.

<1ms Boomcoin settlement time

While card networks take days, Boomcoin settles in milliseconds — the only velocity agentic commerce demands.

Transactions per second

No human bottleneck. No checkout queue. Machines transact at machine speed — your catalogue, always open.

"

The agent has decided.
Boomcoin makes it happen.

Boomcoin — The Payment Layer for Autonomous AI


The Emerging Ecosystem — Agent Payments Infrastructure

The rails are being built.
Boom is positioned.

A new global infrastructure stack is forming around autonomous agent payments. From wallet & key management at the base layer through to application-level agent commerce — every layer is live and growing fast. BoomPay is purpose-built to sit at the top of this stack, serving the billions of cash-first consumers that every other rail ignores. Source: agentpaymentsstack.com

Layer 5
Application
What gets bought and why

The agent economy's application layer is already live — from autonomous DeFi strategies to agent-native NFT minting. Virtuals Protocol, ElizaOS, Axiom, Akash, Art Blocks and 20+ more live projects form a diverse agent commerce application surface.

Virtuals Protocol ElizaOS Axiom Akash Art Blocks + 20 more
Layer 4
Governance & Policy
May this agent spend

Spend controls and agent authorization are a key battleground — Visa, Mastercard, Stripe and a wave of challengers (Ramp Agent Cards, Skyfire KYA, Payman AI) are all building here. This is where agent payment permission and trust lives.

Visa Intelligent Commerce Mastercard Agentic Tokens Stripe SPTs Skyfire KYA Ramp Agent Cards
Layer 3
Payment Protocol
How the payment flows

The protocol layer is congested with competition — x402 (75M transactions/30d), ACP by OpenAI & Stripe, Google AP2 with 60+ partners, Superfluid streaming, and more. Agent payment flows are being standardised now, at speed.

x402 — 75M txns/30d ACP — OpenAI + Stripe Google AP2 Superfluid Fewsats
Layer 2
Routing & Abstraction
Which chain, token, rail

Major consolidation is underway at the routing layer — Stripe acquired Bridge for $1.1B, Mastercard acquired BVNK for $1.8B. Skyfire, Circle CCTP, MoonPay, Wormhole, and LayerZero ($8.36B/30d) handle the cross-chain orchestration that agents depend on.

Skyfire Circle CCTP MoonPay LayerZero Bridge → Stripe $1.1B
Layer 1
Wallet & Keys
Where the keys live

Coinbase Agentic Wallets, Fireblocks, Safe, Turnkey, and Privy (acquired by Stripe) provide the key management backbone. This is the custody layer enabling autonomous agents to hold and spend value programmatically.

Coinbase Agentic Wallets Fireblocks Safe Turnkey Privy → Stripe
Layer 0
Settlement
Where transactions land

Base (Coinbase's L2, 119M monthly transactions) leads agent payment settlement, alongside Solana, Ethereum, Tempo ($5B+ volume), and Arbitrum. 98.6% of all agent payment volume settles in USDC.

Base — 119M txns/30d Solana Ethereum Tempo — $5B+ 98.6% USDC
$43M Agent payment volume (9 months)

Annualised to ~$600M and growing. The agent payment economy is not theoretical — it is live and scaling.

140M Agent transactions recorded

Autonomous agents are already transacting at massive scale. The infrastructure race is in full swing.

98.6% Volume settling in USDC

Stablecoins have won the agent payments settlement layer. Every major network is building USDC rails.

6 Stack layers now live

From settlement chains to application agents — every layer of the agent payments stack is operational in 2026.

"

Every major rail is building for agents.
None of them reach the cash economy.

BoomPay — the only agent payment layer that converts physical cash into digital purchasing power.  ·  agentpaymentsstack.com/boom


Boom Marketplace — Launching Summer 2026 — With 100 Brands
Boom App
Boom App
Boom App

The Next
Destination
Is Here.

Every Continent a Marketplace.
Every City a Hub.
Every Street a Stall.
Every Neighbour, a Merchant.
One Platform. Endless Discoveries.
100
Premier Merchants
Invited Worldwide
60+
Countries in
Launch Marketing
0%
Transaction Fees
for Premier Members

Shopping on websites is over. Boom is launching the world's first marketplace built for KYC-verified consumers holding trillions in cash that couldn't be spent online — until now.

We are inviting an elite group of 100 merchants and brands to join the Boom Premier Merchant Program ahead of launch. Own your vertical. Own your market. Own the future of commerce.

Apply for Premier Access
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Spots filling — first come, first onboarded

Admiration.
Converted.

BoomPay connects the global cash economy to your e-commerce store — enabling you to reach new clients while preserving the experience that defines your brand. The infrastructure is live. The market is ready. A new generation of global clients can now buy directly from you.

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